Market Executive Summary

Peer-to-peer (P2P) lending, sometimes called “social” or “crowd” lending, is a type of financing that connects people or entities willing to loan money with people or businesses that want to borrow money. As an alternative to traditional financing, a financial tech company (aka fintech) creates an online platform that matches loan applicants directly with investors. Investments are done via crowdlending platforms.

Peer-to-peer Lending Platforms report reveals that COVID-19 and Russia-Ukraine War impacted the market dually in 2022. Global Peer-to-peer Lending Platforms market is projected to reach US$ million in 2029, increasing from US$ million in 2022, with the CAGR of % during the period of 2023 to 2029. Demand from Personal Loans and Home Improvement Loans are the major drivers for the industry.

North America, Europe and Asia Pacific are the key regions for Peer-to-peer Lending Platforms industry. Among those areas, stimulated by rigid demand from downstream industries, Asia Pacific is estimated to experience fast growth, with the CAGR of % during 2023 to 2029. 

Globally, Peer-to-peer Lending Platforms key companies include Peerform, LendingClub, Upstart, Prosper, Funding Circle, Payoff, StreetShares, Zopa and Mintos, etc. Peerform, LendingClub, Upstart are top 3 players and held % share in total in 2022.

Peer-to-peer Lending Platforms can be divided into Cloud Based and On-premises, etc. Cloud Based is the mainstream product in the market, accounting for % share globally in 2022.

Peer-to-peer Lending Platforms is widely used in various fields, such as Personal Loans, Home Improvement Loans, Auto Loans and Student Loans, etc. Personal Loans provides greatest supports to the Peer-to-peer Lending Platforms industry development. In 2022, global % share of Peer-to-peer Lending Platforms went into Personal Loans filed. 

Report Scope

This report, based on historical analysis (2018-2022) and forecast calculation (2023-2029), aims to help readers to get a comprehensive understanding of global Peer-to-peer Lending Platforms market with multiple angles, which provides sufficient supports to readers’ strategy and decision making.

Companies, Type, Application and Regions Listed in the Report:

By Company

    Peerform

    LendingClub

    Upstart

    Prosper

    Funding Circle

    Payoff

    StreetShares

    Zopa

    Mintos

    RateSetter

    Sharestates

    Credimi

    Twino

    Fellow Finance

    Bondora

    Peerberry

    Estateguru

    VIAINVEST

    Robocash

    IUVO Group

    Lend

    BorsadelCredito

Segment by Type

    Cloud Based

    On-premises

Segment by Application

    Personal Loans

    Home Improvement Loans

    Auto Loans

    Student Loans

    Medical Loans

    Business Loans

By Region

    North America

        United States

        Canada

    Europe

        Germany

        France

        U.K.

        Italy

        Russia

        Nordic Countries

    Asia-Pacific

        China

        Japan

        South Korea

        Southeast Asia

        India

        Australia

    Latin America

        Mexico

        Brazil

    Middle East & Africa

        Turkey

        Saudi Arabia

        UAE

Each chapter of the report provides detailed information for readers to understand the Peer-to-peer Lending Platforms market further:

Chapter 1: Global and regional market size and CAGR for the history and forecast period (2018-2023, 2024-2029).

Chapter 2: Product Types and Revenue analysis of Each Type in North America, Europe, Asia-Pacific, Latin America, Middle East and Africa from 2018 to 2023.

Chapter 3: Product Application and Revenue analysis of Each Application in North America, Europe, Asia-Pacific, Latin America, Middle East and Africa from 2018 to 2023.

Chapter 4: Company Competition Status, Detailed analysis of Product Name companies’ competitive landscape, revenue, market share and ranking, latest development plan, merger, and acquisition information, etc.

Chapter 5: Companies’ Outline, covering company’s basic information, Peer-to-peer Lending Platforms introduction, etc. Peer-to-peer Lending Platforms Revenue and Gross Margin of each company as well as Recent Development are also contained in this part.

Chapter 6 to 10: Country Level analysis of North America, Europe, Asia-Pacific, Latin America, Middle East and Africa by revenue.

Chapter 11: Market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by companies in the industry.

Chapter 12: Conclusions of Peer-to-peer Lending Platforms market based on comprehensive survey.

Chapter 13: Methodology and Data Sources

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